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Book now, pay over time
Flexible payments for your next trip
Choose the loan option that works best for your budget
Simple fixed payment with no late fees or prepayment charges
Check your eligibility with no impact to your credit score
How Flex Pay works
- Select Flex Pay at check out
Pick your itinerary and select Flex Pay as your payment method to apply with ease - Choose your payment plan
Quick decision with a few pieces of information - Complete your booking
Enjoy your trip! You can easily set up autopay so you never miss a payment
Voyaging looks good on you
Flex Pay is a buy now, pay later product by Upgrade that gives you the freedon to purchase what you want now and pay over time with simple monthly payments. Some plans include interest while some are interest-free.
Upgrade is a financial technology company, not a bank, that provides affordable, responsible credit is through its lending partners.
Upgrade's lending partners look at a number of factors, including your credit information, purchase details, and more to determine Flex Pay loan terms. If you have questions about your payment plan, please visit your Upgrade account via the app or online or contact us at customercare@upgrade.com or call us at (844)-257-5400 Monday - Friday, 5:00 AM to 7: PM PT. Saturday - Sunday 6:00 AM to 5:00 PM PT.
Yes! Once you receive booking confirmation from the merchant, you're free to travel whenever - even before you're all paid off. Flex Pay will alson send you a confirmation with your payment plan details.
Any changes or cancellations made by the merchant or the traveler will be subject to the merchant's terms and conditions.
When you are ready to check out, simply select Flex Pay as your payment method. To apply, you'll need to be at least 18 years old and provide some basic information:
- Your mobile number
- Date of birth
- Your Social Security Number - if you are a US resident
If you're approved, finish checking out to complete your purchase. Note, residents in Iowa, West Vifginia, or D.C. are not eligible to use Flex Pay.
You have the flexibility to make payments in a number of different ways.
View your Upgrade account online or in the App and review your upcoming installments uner the "Loans" tab in your account.
Set up auto-pay or, for one-time payments that you'll make each month, you can:
- Pay online in your dashboard
- Pay by mail: send a personal check, cashier's check, or money order
To manage your loan through Flex Pay, you'll first need an Upgrade account. If you're new to Upgrade, you can create your account here to get started.
You can read our Privacy Policy and Terms of Use.
Available for US Only. Based on a purchase price of $412.90 you could pay just $43.64 today, followed by 9 monthly payments of $43.64 at 15% APR. Minimum $49 purchase required. Actual terms are based on your credit score and other factors, and may vary. APRs range from 0% to 36%. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners. Privacy Policy. Terms of Use. Upgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs. 275 Battery St 23rd floor, San Fransisco, CA 94111